You're not dealing with a faceless corporation. You're working directly with Mel — a real person who knows your name, understands your business, and is here to help you save on payment processing.
I'm the person behind Card Processing With Mel, representing American Merchant Services based in Hernando Beach, Florida. I help businesses like yours save money on credit card processing, get the right payment technology, and actually enjoy the experience — because let's be honest, dealing with merchant services has never been fun.
Card processing doesn't have to be confusing. I help businesses understand their fees, explore payment options, and find solutions that fit their business. What sets me apart? I answer my own phone. I show up. I follow through. When you work with me, you get a dedicated partner who genuinely cares about your business succeeding.
From credit card processing to POS systems and everything in between — if it involves getting paid, Mel can help.
Competitive rates and reliable processing for businesses of all sizes. Accept Visa, Mastercard, Amex, Discover, and more.
Modern point-of-sale systems that make checkout fast, inventory tracking simple, and reporting effortless.
Countertop, wireless, and mobile terminals. Contactless, chip, and swipe — everything your customers expect.
Accept payments on your website with a secure payment gateway. Virtual terminals, hosted checkout, and more.
Send invoices via email or text that customers can pay instantly. Set up recurring billing for subscriptions and memberships.
Take payments anywhere with mobile readers that connect to your phone or tablet. Perfect for events, delivery, and on-the-go.
Not sure what you need? That's okay. Tell Mel about your business and she'll recommend the right solution.
Request a Processing Review"Mel has over two decades of experience in credit card processing. Dependable, affordable, simple, and stress-free service with excellent customer support. I highly recommend her to any business owner."— Dorothy A., Facebook Review
Fill out the quick form below or call Mel directly. Tell her a bit about your business.
She'll review your current setup and find the best solution for your specific needs.
Get set up fast with personalized support every step of the way. It's that simple.
"I was nervous about switching processors, but Mel held my hand through the entire process. She saved us money and I actually enjoy talking to her. She feels like part of our team now."— Jennifer L., Facebook Review
Fill out the form and Mel will reach out to you personally — usually within a few hours. No robots, no automated emails, no runaround. Just a real conversation with someone who can help.
"Melanie is amazing! She helped me with my system and has been great and knowledgeable with all the questions I had. She helped me find a software that works best for my business. I highly recommend her!"
"Mel has over 20 years of experience in credit card processing and makes everything simple and stress-free. Dependable, affordable, and excellent customer support. Highly recommend for any business owner!"
"Best decision we made for our business. Mel came to our store, trained the team personally, and we've had zero issues since. She's not just a vendor — she's a partner. Couldn't recommend her enough!"