American Merchant Services

Your Business Deserves
Personal Service.

You're not dealing with a faceless corporation. You're working directly with Mel — a real person who knows your name, understands your business, and is here to help you save on payment processing.

🏆 Trusted Partner — American Merchant Services
⭐ 94% Recommend — 21 reviews on Facebook
✅ No long-term contracts ✅ Personal support ✅ Competitive rates
Melanie Grossi — American Merchant Services
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94% Recommend 21 reviews on Facebook
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"Melanie is amazing. She helped me with my system and has been great and knowledgeable with all the questions I had. She helped me find software that works best for my business. I highly recommend her!"
— Steven C., Facebook Review
Melanie Grossi — your personal merchant services expert
American Merchant Services — Chamber of Commerce Member

Hi, I'm Melanie Grossi

I'm the person behind Card Processing With Mel, representing American Merchant Services based in Hernando Beach, Florida. I help businesses like yours save money on credit card processing, get the right payment technology, and actually enjoy the experience — because let's be honest, dealing with merchant services has never been fun.

Card processing doesn't have to be confusing. I help businesses understand their fees, explore payment options, and find solutions that fit their business. What sets me apart? I answer my own phone. I show up. I follow through. When you work with me, you get a dedicated partner who genuinely cares about your business succeeding.

🤝 Personal, one-on-one service
💰 Competitive rates, no hidden fees
⚡ Fast, easy setup process
📞 Direct line to Mel — always
Let's Talk About Your Processing

Payment Solutions for Your Business

From credit card processing to POS systems and everything in between — if it involves getting paid, Mel can help.

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Credit Card Processing

Competitive rates and reliable processing for businesses of all sizes. Accept Visa, Mastercard, Amex, Discover, and more.

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POS Systems

Modern point-of-sale systems that make checkout fast, inventory tracking simple, and reporting effortless.

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Payment Terminals

Countertop, wireless, and mobile terminals. Contactless, chip, and swipe — everything your customers expect.

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Online Payments

Accept payments on your website with a secure payment gateway. Virtual terminals, hosted checkout, and more.

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Invoicing & Recurring

Send invoices via email or text that customers can pay instantly. Set up recurring billing for subscriptions and memberships.

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Mobile Payments

Take payments anywhere with mobile readers that connect to your phone or tablet. Perfect for events, delivery, and on-the-go.

Not sure what you need? That's okay. Tell Mel about your business and she'll recommend the right solution.

Request a Processing Review
⭐⭐⭐⭐⭐
"Mel has over two decades of experience in credit card processing. Dependable, affordable, simple, and stress-free service with excellent customer support. I highly recommend her to any business owner."
— Dorothy A., Facebook Review

How It Works

1

Reach Out

Fill out the quick form below or call Mel directly. Tell her a bit about your business.

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2

Mel Reviews

She'll review your current setup and find the best solution for your specific needs.

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3

Start Saving

Get set up fast with personalized support every step of the way. It's that simple.

⭐⭐⭐⭐⭐
"I was nervous about switching processors, but Mel held my hand through the entire process. She saved us money and I actually enjoy talking to her. She feels like part of our team now."
— Jennifer L., Facebook Review

Let Mel Help You

Fill out the form and Mel will reach out to you personally — usually within a few hours. No robots, no automated emails, no runaround. Just a real conversation with someone who can help.

📍 Hernando Beach, FL — serving nationwide
⏱️ Fast response — usually same day
🤝 Free consultation, no obligation
American Merchant Services

Your information is safe and will only be used by Melanie to contact you. No spam, ever.

What People Say About Mel

⭐⭐⭐⭐⭐

"Melanie is amazing! She helped me with my system and has been great and knowledgeable with all the questions I had. She helped me find a software that works best for my business. I highly recommend her!"

SC
Steven C. Facebook Review
⭐⭐⭐⭐⭐

"Mel has over 20 years of experience in credit card processing and makes everything simple and stress-free. Dependable, affordable, and excellent customer support. Highly recommend for any business owner!"

DP
Dorothy P. Facebook Review
⭐⭐⭐⭐⭐

"Best decision we made for our business. Mel came to our store, trained the team personally, and we've had zero issues since. She's not just a vendor — she's a partner. Couldn't recommend her enough!"

JC
James C. Facebook Review